We must allow you to report an error until sixty (60) days after the earlier of the date you electronically access your Card Account, if the error could be viewed in your electronic history. Activating Your Card: You must activate your Card before it can be used. Besides no annual fees, this card also doesn't come with any activation or maintenance fees, making it a perfect cost-effective . They use a variety of tools including phishing emails, compromised legitimate websites, fake friend requests on social sites, and malware to obtain your bank logon credentials. . Requests for address or name changes may be subject to additional verification requirements. Secure payment processingWork with your banks or card processors to ensure the most trusted and validated tools and anti-fraud services are being used. Once we receive the final transaction amount, it may take up to seven (7) days for the hold to be removed. You also have the right to obtain at least 24 months of written history of account transactions by calling 1-855-553-3388, or by writing us at MAJORITY USA, LLC, 9801 Bissonnet Street, Suite V, Houston, Texas 77036, USA, Attn: Customer Support. To earn the victims trust, this communication frequently employs persuasion, urgency, and authority. See our Rewards Terms and Conditions for Cash Back and the Welcome Bonus for details. FEDERAL PAYMENTS: THE ONLY FEDERAL PAYMENTS THAT MAY BE LOADED TO YOUR CARD ACCOUNT VIA A DIRECT DEPOSIT ARE FEDERAL PAYMENTS FOR THE BENEFIT OF THE PRIMARY CARDHOLDER. Friday, March 3, 2023. When you notify us about an error we may require that you complete our error/dispute form which you need to complete in writing and provide to us within the (10) business days. We may transfer our rights under this Agreement. Featured. There are also maximum load restrictions we may place on your Card when aggregated with any other Cards you have. The attacker then gives the victim instructions to either make a money transfer or send sensitive data. All you need to do is complete a brief online questionnaire about your company operations, founders and sources of funding. - Transfer Funds. We may temporarily suspend your Card in the event we detect unusual or suspicious activity. We will attempt to communicate with you only by use of the most recent contact information you have provided to us. Already a Revenued cardholder? Simplify business expenses with this comprehensive solution, Pay for all your business expenses with a single program thats simple to use, Maximize your cash flow with flexible payment terms, Integrate with most technology platforms and accounting systems, A dedicated specialist from Scotiabank is ready to assist - from consultation to implementation to help ensure your team takes full advantage of the program, Access spending data through convenient web access for exceptional program reporting, Reduce purchasing administrative costs and improve operational efficiencies. Legacy payment solutions are slow, rigid, and lack fraud controls. Media & ad agencies. Information for starting and maintaining a business. If you are still experiencing issues, please call 833 . FOR QUESTIONS OR ASSISTANCE, PLEASE CONTACT CUSTOMER SERVICE AT 1 (855) 553-3388. The Card will remain the property of the Issuer and must be surrendered upon demand. . Adult and Child/Youth Opal cards are also available over the counter from most retailers, including most convenience stores and newsagents. In connection to these actions, we may need certain information from you, such as your full name, Card number and transaction history details. 7. We are not responsible for any such fee and they will be deducted from the balance of the Card, along with the withdrawal or transaction amount. The impulse to say yes fast to a request from your management overrides the need to double-check if everything is in order with that request in the first place. The Card may only be used for personal, family or household purposes, and we may cancel your Card if we determine that it is being used for commercial purposes. Can I customize the card with my business logo? You agree to act responsibly with regard to our App and Website and its use. If you want to cancel the Card, the Card Account and this Agreement please contact Customer Service. If you need more information about our error-resolution procedures, please contact Customer Service. THIS AGREEMENT CONTAINS AN ARBITRATION PROVISION (ARBITRATION SECTION) REQUIRING ALL CLAIMS TO BE RESOLVED BY WAY OF BINDING ARBITRATION. As a best practice, we recommend using one virtual card per vendor. You are required to notify us immediately if you believe the Card is lost or stolen. ZA Bank (Visa Debit card) *Bank-issued American Express cards aren't supported. During that period, you will not have access to the funds subject to the hold. Having at least basic email security in place and two-factor authentication is a must. Developed by the DHS Cybersecurity and Infrastructure Agency (CISA), this toolkit will help you raise awareness and reduce the impacts of supply chain risks. If you seek to withdraw cash from a merchant POS device, please note that each merchant may establish limits as to how much cash may be obtained from a POS device at a single time or through a single location. An executive or employees email account is hacked and used to request invoice payments to vendors listed in their email contacts. NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM THROUGH A COURT. 1 Securely lock your Business Visa Debit Card when you need to and unlock it again when you don't. Use it to control your business expenses while you're working out the best financial decisions for you. The PIN must be used on all automated teller machine (ATM) transactions and PIN transactions. A strong password includes: Multifactor authenticationMultifactor authentication requires additional information (e.g., a security code sent to your phone) to log in. Rellevate handles all customer service for the program. Through the Cash App Taxes feature, you can file your taxes for free and through Cash App Investing, you can make investments and buy Bitcoin for as little as $1. Our commercial card is compatible with most Expense Management System providers in the market place where we are able to send enhanced data (dependent on travel management company enablement). | The Revenued Business Card is a purchase of future receivables and not a loan. The conversion rate may be different from the rate in effect on the date of your transaction and date it is posted to your account. Card Protection. Westpac purchasing card. Any funds remaining on the Card after cancellation will be sent to you upon request via a refund check to the mailing address we have in our records. You will not receive any interest on your funds in the Card Account. $0. THIS PROVISION SHALL NOT BE EFFECTIVE TO THE EXTENT OTHERWISE REQUIRED BY LAW. You may also have additional security obligations related to agreements with your bank or processor. Ideal card for employees on the move to pay for travel and entertainment expenses with ease. Reimbursements will show in your bank statement using the following template: first, "RAMP REIMBURSE", followed by the first initial and last name of the employee being reimbursed. If we ask for specific identifying documents, we will have the right to immediately close or suspend your Card Account if those specific documents are not provided. Visit the one-stop shop for learning about doing business in Ohio. The funds subject to the hold will not be available to you for any other purpose until the merchant sends us the final transaction amount. The Upgrade Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Get more info. Visa Gift cards can be used nationwide in-store and online, where Visa debit cards are accepted. Alexandra Barring, Banking Moderator . Yes, you can choose Canadian or US currency cards for your Canadian employees. If your rejection notice complies with these requirements, this Arbitration provision and any other arbitration provisions in the cardmember agreements for any other currently open Majority accounts you have will not apply to you, except for any claims subject to pending litigation or arbitration at the time you send your rejection notice. - Review Transaction History. We may also ask to see a copy of your drivers license or other identifying documents. If you use your Card number without presenting your Card (such as for an online transaction), the legal effect will be the same as if you used the Card itself in-store. Security: If the vendor's website security is compromised, your card information with other vendors stays safe. Making you successful is our priority. Depending on the adversarys thoroughness, the BEC assault can occur in a single email or throughout an entire thread. We reserve the right to require an affidavit signed by you and conduct an investigation into the validity of any request. We further reserve the right to offset any negative balance by any current or future funds you may load to or maintain in your Card Account or funds in any other Card Account you maintain with us now or in the future. Best Practices. Access the toolkit here. For reporting (and deactivating) a lost or stolen Card you can dial the Customer Service Number twenty-four (24) hours a day, seven (7) days a week. These are called split transactions. Some merchants do not allow cardholders to conduct split transactions. The card is designed for people with fair, good, and excellent credit. These may change or we may introduce new ones in the future. For better lifestyles. Reduce purchasing . On-demand services. Save 12% on all purchases when you pay with a valid Visa card. Square Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard. Malware can include viruses and ransomware. All Cards are issued by Sutton Bank and distributed and serviced by Majority USA, LLC. What this means for you: when you apply for a Card, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will not charge you any fees for the initial issuance or use of the Card. Insurance. Employees and emails are a leading cause of data breaches for small businesses because they are a direct path into your systems. FOR QUESTIONS OR ASSISTANCE, PLEASE CONTACT CUSTOMER SERVICE AT 1 (855) 553-3388, 1. Use of your Card is subject to all applicable rules and customs of any clearinghouse or other association involved in transactions. Upon your request, we will issue you a replacement Card. This means that the innate human tendency to be a social creature is what will be exploited here. Online: To use the virtual card online, shoppers simply need to enter their card details at checkout just like they would any other debit or credit card. 1-16. Both Mastercard and Visa assist in emergency replacement cards and cash advance, anywhere in the world 24/7. 14.99% - 29.99%. Reporting (and deactivating) a lost or stolen Card can also be made via the App. Box); (iv) the personal information that you provide to us and/or Majority USA, LLC in connection with the Card or other services provided by us or Majority USA, LLC is true, correct, up-to-date (at all times) and complete; (v) you have duly registered yourself with Majority USA, LLC in the App and that you have read and understand the Majority Terms of Service and agree to be bound by and to comply with their terms and conditions; (vi) you have read and understand this Agreement and agree to be bound by and to comply with its terms and conditions; and (vi) you accept the Card. By applying for or otherwise by activating the Card, retaining, using or authorizing the use of the Card or any other services provided by us, you represent and warrant to us that: (i) you are at least 18 years of age (or older if you reside in a state where the majority age is older); (ii) you are a U.S. citizen or legal alien (with valid U.S. tax ID number) residing in the United States, Puerto Rico or the District of Columbia; (iii) you have provided us with a verifiable U.S. street address (not a P.O. The Cancellation will not affect any of our rights or your obligations arising under this Agreement before the Card was cancelled. You will not be able to use your Card after the valid through date; however, you may request a replacement Card by following the procedures in the paragraph labeled Card Replacement. The new Card will have a value equal to the remaining balance of the expired Card. edX . Perfect for All Occasions. Any references to days found in this Agreement are calendar days unless indicated otherwise. | The Revenued Business Card is a purchase of future receivables and not a loan. We may disclose information to third parties about you, your Card, or the transactions you make: Where it is necessary or helpful for completing transactions; In order to verify the existence and condition of your Card for a third party, such as a merchant; In order to comply with government agency, court order, or other legal or administrative reporting requirements; If you consent by giving us your written permission; To our employees, auditors, affiliates, service providers, or attorneys as needed; In order to prevent, investigate or report possible illegal activity; In order to issue authorizations for transactions on the Card; Otherwise as necessary to fulfill our obligation under this Agreement; Please see our Privacy Policy, available at https://www.suttonbank.com/_/kcms-doc/85/49033/WK-Privacy-Disclosure-1218.pdf for further details. If you have provided us with the personal information described in the paragraph above labeled Important Information about Opening a New Card Account, then such funds are insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum amount specified by FDIC regulations. Any transaction that could create a negative balance for your Card Account is not permitted. Easily expand across the United States, Europe, and Asia with our global-ready platform. Online marketplaces. Visa Business credit cards. Our Liability for Failure to Complete Transactions. If any portion of this arbitration provision is deemed invalid or unenforceable, the remaining portions shall nevertheless remain in force. Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases. Start by learning about common cyber threats, understanding where your business is vulnerable, and taking steps to improve your cybersecurity. The Revenued Business Card Visa Commercial Card is powered by Marqeta. a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. Merchants generally will not be able to determine your available balance. BY ACTIVATING YOUR CARD OR PARTICIPATING IN THE PROGRAM IN ANY WAY, YOU REPRESENT THAT YOU HAVE READ AND UNDERSTAND THIS AGREEMENT AND YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT AND OUR PRIVACY POLICY. Limitation of Liability and Indemnification. We will not be liable, for instance: If through no fault of ours, you do not have enough funds available on your Card to complete the transaction; If a merchant refuses to accept your card; If an ATM where you are making cash withdrawal does not have enough cash; If, when you initiated the transaction, an electronic terminal, the system, ATM, or point-of-sale terminal was not operating correctly, and you knew about the problem when you initiated the transaction; If access to your card has been blocked after you reported your Card lost or stolen; If there is a hold or your funds are subject to legal or administrative process or other encumbrance restricting their use; If we have reason to believe the requested transaction is unauthorized; If circumstances beyond our control (such as fire, flood, or computer or communication failure) prevent the completion of the transaction, despite reasonable precautions we have taken; or. Under Visa U.S.A. Inc. Operating Regulations, your liability for unauthorized transactions using your Card Account that take place on the Visa system without a PIN is $0.00 if you are not grossly negligent or fraudulent in the handling of your Card. Additional information and applicable terms and conditions will be provided to you in the App and at the Website. 3. The Issuer reserves the right to refuse to return any unused balance amount less than $1.00. No Warranty of Availability or Uninterrupted Use. Phishing is a type of cyber-attack that uses email or a malicious website to infect your machine with malware or collect your sensitive information. The Revenued Business Card Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Business Email Compromise (BEC)is a type oftargeted scamin which anattacker impersonates a company executive or high-level employeewith the intent ofdefrauding or extracting sensitive datafrom the company or its partners. Lodge with frequently used pre-approved suppliers. However, the criteria to qualify for this program can be flexible, based on your companys size and business needs. Balance Transfer Fee. Please read this Agreement carefully and retain it for future reference. If we decide to do this, we will credit your Card within ten (10) business days for the amount you think is in error, so that you will have the use of the money during the time it takes to complete the investigation. PIN and Non-PIN Transactions: Merchants may limit the available options for the type of transaction you wish to conduct or may let you choose between a PIN (Debit) transaction or a signature (Credit) transaction at the point of sale. Marqeta is the world's first modern card issuing platform.