They denied extra physical therapy. That is how I suggest you handle this situation. Veterans with deviated septums can have clear cases for a secondary sleep apnea claim. Jason and his paralegal Lisa were on point and on top of their game when it came to handling my worker's comp. Studies have shown that it is morecommon for Gulf War Veteransin the Southwest Asia theater compared to non-Gulf War Veterans to develop CFS, but the reason for this remains unknown. Either way, Veterans have an uphill fight to get their sleep apnea service-connected. sleep apnea is not the kind of disability associated with a wounded warrior. Hear from fellow Veterans just like you, with many of our Veteran Success Managers having gone through our programs. The most trusted name in education-based resources for Veterans. Therefore, sleep apnea can be filed secondary to either a musculoskeletal condition with weight gain or a mental health condition with weight gain. By doing this your claim will have the best chance possible. If you have sleep apnea and sinusitis/rhinitis, your next step would be to get a doctors medical opinion supporting that your service-connected sinusitis/rhinitis caused or aggravates your sleep apnea. Even with that little bit of extra information, almost allVeterans are still being denied service connection for sleep apnea. The polysomnography study records your brain waves, the oxygen levels in your blood, your heart rate and breathing, and eye and leg movements, among other criteria. Tucson, AZ: One South Church Avenue, 12th Floor, Tucson, AZ, 85701 Copyright 2023 Hill & Ponton, P.A.. All Rights Reserved. 8 0 obj Direct service connection for sleep apnea may be granted for veterans who can show that their sleep apnea began in service using service medical records, and by providing a nexus opinion from a qualified medical professional that links sleep apnea to events or exposures in service. VAs expert indicated the RISK-FACTORS of my SP was a results of what he had listed. Dear Veteran, Heres the brutal truth about VA disability claims: According to our data, 8/10 (80%) of veterans reading this message right now are underrated by the VA. If youre experiencing any of the symptoms listed above, and suspect your sleep apnea arose from your time on active duty (or was or aggravated by a currently service-connected disability), you should consider seeking a diagnosis and pursuing compensation for this disability. Copyright 2023 VA Claims Insider, LLC. <>/Parent 3 0 R/Type/Page/Contents 4 0 R/Tabs/S/Resources<>/ProcSet[/PDF/Text]/Font<>>>/MediaBox[0 0 612 792]/Rotate 0>> The independent opinion of a private medical professional can also influence the C&P examiners medical opinion, as well as the VA rating officials final disability decision. Im 50% connected with PTSD and currently have an appeal in for 100% on PTSD. You can lose your arms and legs and still survive. Brooklyn, NY: 300 Cadman Plaza West, One Pierrepont Plaza, 12th Floor, Brooklyn, NY, 11201 His eBook, the9 Secrets Strategies for Winning Your VA Disability Claimhas been downloaded more than 300,000 times in the past three years and is the #1 rated free VA disability claims guide for veterans. If you want to learn how to implement these strategies to get the VA benefits you deserve, click here to speak with a VA claim expert for free. Another theory is a hormonal imbalance because elevated hormones are seen in the blood work of those who have CFS, but the importance of this is unknown as well. This is in order to be officially diagnosed. Of those who suffer from CFS, approximately one out of four will become bedridden or housebound for periods of theirillness. Sleep apnea can be your link or nexus for filing claims for: Sleep apnea is a high-value claim in the VA world of ratings. Sleep apnea is a sleep disorder in which breathing is repeatedly interrupted during the course of sleep. Proving Service-Connection for Sleep Apnea. 4 0 obj This type of sleep apnea occurs when your throat muscles intermittently relax and block your airway during sleep. I also have central and obstructive sleep apnea which has been denied service connection. While we still have our home base in Florida, Weight gain can be tied to several different conditions. If you get that, then you should be able to establish direct service connection and receive VA disability for sleep apnea. The third part can be satisfied with a nexus Letter from a qualified medical professional, as noted above. endstream endobj startxref Was your obstructive sleep apnea (OSA) VA claim denied? If you have this condition, it causes the throat muscles to relax while sleeping. See id. In recent years this trend has begun to turn around, but it is still one of the more difficult conditions to win a disability compensation claim for. Medications can be prescribed that help with depression caused by living with CFS, also low dose antidepressants have been shown to improve sleep patterns. Jason Perkins, was my lawyer in a workers comp. Ask your private doctor for a referral to a sleep specialist in your area (a good option if you have private health insurance). document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); This site uses Akismet to reduce spam. In the year thatI spent researching theSleep ApneaField Manual, I learned that there are 39 medical conditions common among Veterans thatcan cause or aggravate sleep apnea. Scenario 3: The Veteran has a diagnosis of Sleep Apnea in the Military Service Records, or during the period of service. Veterans are assigned a 0, 30, 50, or 100 percent rating depending on the severity . In this article, well help you understand the top 5 reasons OSA claims are deniedand even better, what to do about it if youve received a denial for your OSA claim. Do I Need a CPAP Machine to be Service-Connected? And I found that MOST Veterans with Sleep Apnea claims and appealsfit into 1 of 4 common scenarios. Were Veterans helping Veterans Worldwide, and since 2016 weve helped 10,000+ Veterans just like you INCREASE their VA disability rating! endstream Keep us posted Im eager to hear how it turns out! Were here for disabled veterans exploring eligibility for increased VA disability benefits and who wish to learn more about that process. 38 U.S.C.A. A/8un$zjHNSPU%=8HF Z*v@l(?6Nx/ I can teach you how to do that. She has always had a passion for helping others and found inspiration from those she cared for. Since that time, we have provided compassionate Making the Sausage: Heres what you need to know about new VA Claims regulations. Once diagnosed the more difficult step is required, which is proving the service-connection for sleep apnea. Worsening of symptoms while sitting upright or standing, known as Orthostatic Intolerance. Left untreated, sleep apnea can lead to cardiovascular diseases (high blood pressure, heart failure, arrhythmias, stroke), diabetes, depression, and headaches, among others. You may eventually get there on your own, but it may be after a series of decisions by the Regional Office and Board of Veterans Appeals. This means you do NOT currently have the VA disability rating and compensation YOU deserve, and you could be missing out on thousands of dollars of tax-free compensation and benefits each month. Allergies or sensitivities to foods, odors, chemicals, or noise. Once you are clear on the type of apnea, you should talk with your doctor further about what he or she thinks is the primary cause for it. Thats $901.83 a month. Instead, lets focus on one type of sleep apnea claim our firm has recently worked on to illustrate just oneof the ways to prove service connection of obstructive sleep apnea. Perhaps theyll have to spenda night with someone that suffers from obstructive sleep apnea, hear the suffocating snoring, experience the fear that the person will stop breathing altogether, they will continue to not take seriously claims for sleep apnea. Not only does the VA provide compensation, but once you receive a service-connection for it, it provides a way to get other disabilities to service-connected. If you are interested in avoiding unnecessary delay in your claim and want to do everything you can to maximize your chances of success, it is probably a good idea for you to consult with an accredited veterans disability attorney. The VA is also wary of the fact that sleep apnea may well have been a condition suffered by the veteran before their time in the military. The BEST Path to Proving Sleep Apnea is Service Connected. One of the most straightforward ways to achieve service connection of a particular disease or disability is to show that you had that disease or disability while in service. Take a look at the Sleep Apnea eBook when it comes out I think you will find a lot of informaiton that will help you understand better the many different paths and proofs for service connection of Sleep Apnea. Sleep apnea can develop for a number of reasons, meaning it can be very hard to pinpoint the exact cause. Perkins Studdard LLC makes no representation that it can obtain the same results as reported in cases on this web site in other legal matters. There are three primary ways for veterans to get a sleep study: Once youve finished your sleep study, its important to review your results with a sleep specialist to confirm whether you have a medical diagnosis of sleep apnea. Heres what I mean in BVA decision after BVA decision, I saw examples ofVeterans that take a look at the VA Ratings Tables, see that they can get a 50%VArating for sleep apnea with CPAP. Scenario 4: The Veteran has one or more conditions service-connected, and is claiming that those conditions CAUSED the sleep apnea. VA initially denied (1ST) my SA claim in 2014, I became a premium member in 2015 and followed your training guides step by step, medical expert opinion, 10 sworn declaration statements by family members, co-workers in service and post-service. DRO sided with VA expert (not surprise) who claimed SA was least likely as not occurred or caused by service, moreover, VA expert justified opinion by THE FOLLOWINGS;(time 12yrs since retirement, age 50 at the time of sleep study, and weight gain ?). Learn how your comment data is processed. My expert agreed to write a rebuttal opinion to the VAs expert. Your airway narrows and closes, leading to pauses in the breathing cycle. 67 0 obj <>stream Symptoms of CFS include thinking and memory issues, orthostatic intolerance such as dizziness, weakness, fainting when upright, and much more. Estimate your 2023 VA Rating & Compensation for FREE! we represent clients nationwide. Thats what Veteran Lee G. did Lees VA claim changed when he read my Sleep Apnea book: Chris gave me the knowledge to file a claim for Sleep Apnea. Chronic Fatigue Syndrome (CFS) is a serious chronic illness that is common with the United States general population and especially veterans. Its over 165 pages long, and took 9 months of research. I recd another denial (3rd) Jun 30, 2017. As this represents a total grant . The VA uses two options for rating most sleep apnea claims. Cleveland, OH: 600 Superior Ave. East, Fifth Third Building, Suite 1300, Cleveland, OH, 44114 YEP!!! I told you at the beginning I wantto change your thinking. Youre arent alone. * How the VA willrate your sleep apnea condition after granting Service Connection. Anxiety and depression can interfere with sleep patterns. Heres what the 38CFR lists for sleep apnea: Once sleep apnea is service-connected, this opens the door for you to file other secondary claims you may want to make. See our tips on how to obtain a credible nexus letter, Both sinusitis and rhinitis are linked to sleep apnea, Emerging research indicates a strong association between PTSD and sleep apnea, You Deserve It: The Definitive Guide to Getting the Veteran Benefits Youve Earned, 9 Secrets Strategies for Winning Your VA Disability Claim, Disrupted breathing in which a persons respiration can become labored or even stop for up to a minute at a time, Limited attention span or difficulty thinking clearly, Snoring, including snoring that is especially loud and involves gasping, choking, or snorting that may cause a person to briefly wake up, #1. endobj In April 2013, the RO reopened the sleep apnea claim, but denied service connection, and found no new and material evidence sufficient to reopen the tinnitus claim. Without a CPAP machine, the VA assigns a 30% rating. Follow the steps below to remedy the above-listed typical reasons for denial, and youll be much closer to a winning claim! *A good medical understanding of the unique CAUSE/ORIGIN (what doctors call etiology) of YOUR sleep apnea. One of the most straightforward ways to achieve service connection of a particular disease or disability is to show that you had that disease or disability while in service. fight to get their sleep apnea service-connected. All Rights Reserved. In fact, there are three distinct kinds of sleep apnea obstructive sleep apnea, central sleep apnea, and complex sleep apnea. High blood pressure or hypertension can be easily developed due to stress acquired in active duty. Even if youve had a sleep study before, its important to get one done within the 12 months prior to your VA claim. Jessica joined the Hill and Ponton team in the summer of 2017 and was excited to use her skills to help veterans. put your Sleep Apnea Claim together right. These temporary breathing disruptions or lapses can occur from dozens to hundreds of times per night. Contact Us I tried going it alone and the insurance carrier pushed me around. What the doctor may do is multiple laboratorytests to rule out some other underlying cause. Its almost as much work and it can often take as much dedication. This is because sleep apnea is abnormally difficult to prove as a disability that is service-connected. Cardiomegaly enlargement of the heart makes me thing of a damage resulting from a chronic sleep apnea condition. For doing an awesome job. If you continue to use this site we will assume that you are happy with it. How to Hire an Attorney For Your VA Claim or Appeal. I was diagnosed with OSA 10 years after separation. endobj Veterans can also prove service connection for sleep apnea by showing that their sleep apnea began in service using service medical records, or by providing a nexus opinion from a medical professional that links their current diagnosis of sleep apnea to signs or symptoms they experienced in service. San Jose, CA: 2880 Zanker Road, Ste. Your voice is important especially when it comes to your own health care. Philadelphia, PA: 1 International Plaza, Suite 550, Philadelphia, PA, 19113 Hepatitis C also causes insulin resistance. Since there is no cure for CFS the treatment focuses on relief of the symptoms. . Closely followed by PTSD, Hearing Loss, Tinnitus and TDIU. c}gn7 Ds?4S&}eLg\Qz}3l>tN`MA&DDz5:/v This is a great group of people who really care about your well being. FREE tips for Veterans to stay ,144x{,}T=7#|lk0s @0\0N Z,;QkH|L[, Template for processing Decision or Remand. Everyone I came in contact with there was very nice. With lay evidence AND medical evidence. case, my case has settled now, and I am very happy for all Jason and his office hard work on my case, he was always there to help me out with any questions that I had or help I needed. For instance, the rating criteria for 100% disability rating for chronic fatigue syndrome detailing debilitating and incapacitating fatigue, cognitive impairments, or a mixture of other similar symptoms severe enough to restrict your daily life and self-care significantly. (In many cases, amedical expert report or opinion may be crucial to success). I stated on my retirement physical that I sometimes have trouble sleeping at night. Jason is a excellent lawyer and if I ever need another one I would only go to Perkins,Because I believe they would be able to help me in any situation I am in need of.. We are sorry that this post was not as useful for you! The VA and frankly most of America still thinksof Sleep Apnea asa condition for theobese male with a big neck. They think wrongly that sleep apnea is not the kind of disability associated with a wounded warrior. %%EOF PTSD can cause insulin resistance (fasting Blood sugar results above 100 prove you have insulin resistance) and insulin resistance causes sleep apnea. You're not alone. Required fields are marked *. Its FREE to get started, so click Go Elite Now below to complete our 3-step intake process. Need a C&P exam for sleep apnea secondary to PTSD? entitlement to service connection for nerve damage to the bilateral lower extremities, to include as due to Gulf War illness, and, if so, whether the claim should be granted. After that knee replacement, he could no longer lift weights;thesudden weight gain the resulted caused his obstructive sleep apnea. * 5- Star Lay and Medical Evidence that show you your VA Sleep Apnea disabilityaffects your dailylife. This is because the fact is that many veterans suffer from PTSDand sleep problems are a common symptom of PTSD. Medical professionals did not have the medical capabilities to perform sleep study testing when they served. There is evidence of sleep breathing problems in-service, in the Veterans service medical records, or lay evidence of these problems during the period of military service, but no diagnosis of Sleep Apnea in-service. <>stream Heres WhyMost Veterans are not proving Sleep Apnea is Service Connected. Service connection on a secondary basis requires evidence of aggravation or causation.This requires that the secondary disability be shown to be proximately due to or proximately aggravated by another service-connected disability. I want you to think about the BEST path to proving that sleep apnea is service connected, and the BESTway to get the VA sleep apnea disability rating you are entitled to. Pittsburgh, PA: 201 Penn Center Boulevard, Suite 400, Pittsburgh, PA, 15235 New Rule allows Presumptive Service Connection for Veterans particulate matter (burn pit) claims. Box 449, Deland, FL 32721, Orlando, FL: 605 E. Robinson Street Suite 635, Orlando, FL 32801 Kim was very helpful and any time I had a question she made sure I got an answer. Which primary disabilities make the best claims for secondary service connection of sleep apnea? This field is for validation purposes and should be left unchanged. If you have central sleep apnea or complex sleep apnea, the approach will be a little different since the science is different as well. If youve filed your VA disability claim and have been denied or have received a low ratingor youre unsure how to get startedreach out to us! .{}p/=jyWG0j#kdLl%*~ P5O1A S-<9o2xmBV1 G(7H^1rnWI\8@I8w I believe that the VA and BVA do not take Sleep Apnea seriously. How you mix them is the hard part. What the doctor is trying to do is check all possible outcomes for the symptoms to make sure a clear diagnosis can be given. Theres so much information, so many Veterans, and so much delay that it sometimes feels like this battle will never end. FREE tips for veterans to stay protected, calm and informed * Can Agent Orange cause Sleep Apnea? When seeking service connection, veterans will generally need to submit the following to VA: A current diagnosis of a condition; An in-service event, illness, or injury; and, Whats the VAs Problem with Sleep Apnea? I am also service connected for chronic bronchitis with a rating of 0 %. about the threat of COVID-19 and Coronavirus. % Living with Chronic Fatigue Syndrome can have a huge impact on a persons life and those around them. Any advice on getting sleep apnea service connected? Even as Veterans Claims for Sleep Apnea soar, it is clear that theVA DOES NOT understand the full scope of how sleep apnea occurs, medically or factually. One step at a time, one claim at a time, one veteran at a time.we vets are winning!! If accepted into our ELITE membership program, youll get free up-front access and permission to use $13,119 worth of proprietary VA claim resources, including access to our network of independent medical professionals for medical examinations, disability evaluations, and credible Medical Nexus Letters, which could help you get a HIGHER VA rating in LESS time. The problem is that many disabilities that arise in service are not actually diagnosed in service. Chicago, IL: 332 S. Michigan Avenue, Floors 8 and 9, Chicago, IL 60604 I have sleep apnea and emphysema. Click Go Elite Now below to get started today and a member of our team will be in touch within minutes. hbbd```b``"A$,^&d4dZ0;LI`2A`6H9!`qF' 0 4 Common Scenariosfor Proving Sleep Apnea is Service Connected. How is Chronic Fatigue Syndrome Diagnosed? At one point sleep apnea was the most prevalent service-connected respiratory disability for which claims were submitted to the VA. Concerningly, it is also one of the conditions most rejected by the VA, as the vast majority are regularly turned down. Since 2016, VA Claims Insider has helped thousands of Veterans just like you get the VA rating and compensation they deserve in less time. I absolutely agree I think that Mr. Harris was way out of line, and was not educated about the issue he was commenting on. Because of this all veterans hoping to receive a disability compensation rating from the VA should take the responsibility of connecting the dots for the claim themselves. Weve supported more than 15,000 veterans to win their claims and increase their ratings. Sounds easy enough, right? The same can be said about service-connected mental health conditions. You will need to follow one of the paths to service connection, which will likely require lay evidence and expert medical evidence. When filing a VAdisability Claim for Chronic Fatigue Syndrome there are specific things the VA has to see before service connection can be considered and disability compensation granted. Keep up the great work, and remember, the only way to lose is to give up! This is what is called the Nexus. In fact, winning your VA sleep apnea claim can feel like you just led your team to victory in the World Cup. They denied injections the doctor recommended to ease my pain. Ill also show you: * The problem with your particular type of Sleep Apnea from the VAs perspective, * The Key Question to be resolved in EACH scenario, * Solutions to the Most Common Errors in Sleep Apnea claims. Thats what Sleep Apnea does while you are sleeping, you stop breathing. Here are the ingredients to a properlydeveloped claim for sleep apnea: *A solid foundation of Lay and Medical Evidence showing when sleep apnea first began to present in the Veterans life. 0 To prove that sleep apnea is service connected, the smart Veteran is going to have to connect the dots for them. But if your doctor believes that your Sleep Apnea is somehow related to exposure to TCEs or benzene in the water at Camp Lejeune, then a good medical opinion would probably help you prove a direct service connection claim. Sometimes claims are appealed and remanded several times, which can cause a claim to drag on for years. If you have symptoms of OSA, consider obtaining a sleep study, also known as polysomnography. Translation: 3 out of every 4 of youwill see your sleep apnea claims and appeals deniedunless you learn how to prove your Sleep Apnea Claim the right way. You are going to have to get a LOT of 5-Star Evidence. Has camp Lejeune exposures been linked to sleep apnea? That's what Veteran Lee G. did - Lee's VA claim changed when he read my Sleep Apnea book: "Chris gave me the knowledge to file a claim for Sleep Apnea. Obstructive sleep apnea (OSA) is the most common type of sleep apnea. This means they make their claim without providing much proof. For instance, often sleep apnea presents itself in those who have been suffering from PTSD. I met with my expert who offered opinion on my behalf and she was amazed by the decision, but not surprise by the level in which the VA are denying veterans SP claims. Some of the most common symptoms of sleep apnea include: People who suffer from sleep apnea are often unaware of the breathing disturbances, finding out about them from a bed partner or roommate. lh20EnM.svSI}][PFkaq-h;qm,=4b~7d #XEBJkb8_]3VL ,zYvA "FJh=2b6`E\ouXj/'|fg Common signs of sleep apnea include: Loud and frequent snoring Silent pauses in breathing Choking or gasping Daytime sleepiness Insomnia Unproductive sleep Morning headaches That said, the key here is making the connection from service to diagnosis. To prove that sleep apnea is service connected,the smart Veteran isgoing to have to connect the dots for them. Local Wounded Veterans Gifted with Opportunities to Go Fishing. VA denied it again (2nd) in late 2016 No treatment in service, VA totally ignoring evidence submitted. Many civilian doctors have NO CLUE what a Nexus letter is or the importance of it! Hot Dogs for Heroes 4th of July Event This Thursday! Most of the time, a person just deals with it for many years until they eventually go to a doctor and undergo testing. If youre stuck, frustrated, underrated, and currently rated between 0%-90%, VA Claims Insider Elite is for you! Symptoms can become worse with exertion by either physical or mental activity, such as going shopping and having to take a nap in the car before driving home, or staying on task at work and needing the evenings and weekends to recover, taking a shower and becoming bed bound for a couple of days afterward. There are three types, obstructive, central, and mixed. I filed to reopen my SA claim in 2016. Seattle, WA: 506 2nd Ave,Suite 1400,Seattle, WA 98104. Source: Department of Veteran Affairs Regional Office New Orleans, LA. Along with a direct Nexus, it is also possible to win a sleep apnea claim by claiming it as a secondary condition. Since many things can cause sleep apnea (like diabetes, insulin resistance, sinus problems, deviated septum, acid reflux, PTSD, heart problems, stroke, prior injuries to the head and spine, anything that deviates the diaphragm like degenerative changes of the spine, and ascites from liver disease, cirrhosis or hepatitis c), if the veteran has service connection for any of those conditions then you can add the sleep apnea as being caused by those conditions. 3 Steps to Veteran Disability Benefits for Sleep Apnea, 6 Tips for Your C&P Exam for Sleep Apnea Secondary to PTSD, 3 Ways to Get a VA Rating for Insomnia (The Insiders Guide). ZB{hp!=Uds~$?4Af%E)L:va4Hc_?qaH }q?OFI>4 7Q3 These pauses can happen several times an hour when the apnea is severe. It is common to have a range of motion (ROM) exercises, stretching a few minutes each day and steadily increase to build a tolerance. The biggest mistake most veterans make in their service-connection for sleep apnea claims is in expecting the VA to take them at their word. %PDF-1.4 How to Get a 100 Percent VA Rating (if deserved)! 7 0 obj Theres lots of literature available to back it up. And you are going to have to presentit neatly andpersuasivelyto the VA. OSA secondary to PTSD (or other mental health claim) is a more challenging claim to make, but it is still a top candidate for secondary service connection of sleep apnea. Make sure to have your sleep study done. For example, if a veteran has service connection for diabetes caused by agent orange and it is a well known fact that diabetes can cause sleep apnea, then you should be able to add it to the claim. VA Claims insider is an education-based coaching/consulting company. You can lose a kidney, and live a full and complete life. So, if you developed sleep apnea while in service and still carry that diagnosis, you should be granted service connection. * Can I service connect sleep apnea without a sleep study in service? We know the pain of feeling stuck, frustrated, and alone, and we want to make this process as easy and painless as possible for you. Along with the record of the potential cause must also be a proven medical link between sleep apnea and the occurrence. solid foundation of Lay and Medical Evidence, read hundreds, if not thousands, of Veterans C-Files, Put it to Rest! endobj I recommend Perkins Law Firm. * How do I appeal the VAs denial of my Sleep Apnea? Emerging research indicates a strong association between PTSD and sleep apnea.The link between sleep apnea and PTSD is likely due to the fact that many factors that aggravate PTSD also aggravate sleep apneaincluding sleep deprivation, insomnia, hyperarousal, and daytime sleepiness. That is, until he damaged his knees in-serviceand had to geta knee replacement at amilitary hospital. Signup to never miss a beat with special offers, blog updates, exclusive trainings, and more delivered right to your inbox! I can teach you: * HOW toproveyour Sleep Apnea Claim for any ofthe 3 types of Sleep Apnea you have. In my next article, I will explain another road to service connection: obstructive sleep apnea as a secondary disability. The examiner noted that a major cause of sleep apnea was weight gain and that the veteran weighed 155 pounds in service and 255 pounds in March 2013. In September 1978, she was granted service connection for bilateral chondromalacia, a breakdown of cartilage in the knee joint that causes pain when bones . Winning a VA claim to service connect sleep apnea is hard. lJ[bKeZ?LF;$Zm]=_v-ed,4cX'fd dx|F'bow+P2]yt?d(,"O49&ZSrN Alow4Qg, =5j6y-|#@T0^])0lVLi>C %+QYY/8.+9 } u& 5t=tibdx:TD?pXg,Q>UR{KE|/K(*k Los Angeles, CA: 10880 Wilshire Blvd., Ste 1101, Los Angeles, CA 90025 Jessica Rodriguez, Claims Advocate Updated: June 27, 2020. Your email address will not be published. Will be some time before answer but getting all the info I can.